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For secondary-level school pupils, trainees, third-level students1

Das Junge Konto

  • Personal assistance in branches
  • Free cash withdrawals in more than 60 countries2
  • Deutsche Bank Card (banking card/debit card)
  • Free card payments in euros
  • Apple Pay for iOS and mobile payment with Android
  • Free account-switching service

Fee: €0.00/Month 

Most popular

AktivKonto

  • Personal assistance in branches
  • Free cash withdrawals in more than 60 countries2
  • Deutsche Bank Card (banking card/debit card)
  • Free card payments in euros
  • Apple Pay for iOS and mobile payment with Android
  • Free account-switching service
  • €500 in immediate overdraft protection3

Fee: €6.90/Month

Lots of extras

BestKonto

  • Personal assistance in branches
  • Free cash withdrawals in more than 60 countries2
  • Deutsche Bank Card (banking card/debit card)
  • Free card payments in euros
  • Apple Pay for iOS and mobile payment with Android
  • Free account-switching service
  • €500 in immediate overdraft protection3
  • Free paper-based transfers
  • MasterCard Gold credit card7 for €0 instead of the usual annual fee of €82 along with health insurance for international travel, including family members accompanying you
  • Travel service with a 6% refund4

Fee: €13.90/Month

An overview of your benefits

Personal assistance

 You will profit from our excellent client support no matter which general account you select.

Free cash withdrawal

From ATMs in the Cash Group and around the world in more than 60 countries2.

Our security guarantee

You will not be held liable if your cards are lost or stolen5.

Modern online banking

Convenient banking on the go with the help of Siri and photo transfers among others.

Make payments around the world and withdraw cash

Maestro

Your Deutsche Bank Card (banking card/debit card) will enable you to make cashless and “contactless” payments at millions of places around the world by simply placing the card on a retailer’s reader – without letting go of the card or paying any fees for purchases denominated in euros. You will naturally not be held liable for contactless purchases as long as you use your card carefully.

Modern online banking and award-winning app

Iphone
  • Convenient banking on the go or at home, with the help of Siri and photo transfers, among others.
  • Thanks to the multi-banking service of Deutsche Bank, you can always keep an eye on your accounts at other banks.
  • The financial planner, your digital book of household accounts, will automatically categorise your incoming and outgoing funds.
  • In this way, you can always keep track of your finances.
  • Customised notification of account turnover.

Our security guarantee

  • You will not be held liable if your cards are lost or stolen5.
  • If you lose a card, you can contact our client service hotline 24/7 and our representative will immediately block the card.
  • Our highest-level security standards will protect your data and your money – also when using our online banking services and app.
Sicherheit

A comparison of all account features

 
Free transfers and standing orders (online/self-service machines)
 
 
 
Paper-based transfers
€1.50
€1.50
 
Free direct debit authorisations
 
 
 
Real-time transfers
€0.60
€0.60
€0.60
Free Deutsche Bank Card (banking card/debit card)
 
 
- up to two cards -
Make free payments with the Deutsche Bank Card (denominated in euros)
 
 
 
Make payments with the Deutsche Bank Card (foreign currency)
1 %, min. €1.50
1 %, min. €1.50
1 %, min. €1.50
Paydirekt included
 
 
 
Free cash deposits/withdrawals at Deutsche Bank ATMs
 
 
 
Free cash withdrawals from the Cash Group
 
 
 
MasterCard7
Starting at €18 annually
Starting at €18 annually
€0 (instead of €82), up to two cards
Emergency cash of up to €1,500 at 220,000 cash points in 170 countries
-
-
 
Cash insurance of up to €256 inside and outside Germany*
-
-
 
Borrowing rate overdraft facility3
10.90 % p.a.
10.90 % p.a.
10.90 % p.a.
Borrowing rate for tolerated overdrafts6
14.90 % p.a.
14.90 % p.a.
14.90 % p.a.
Travel booking service with 6% refund4
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-
 

What you need to know about our accounts

Make free cash withdrawals

  • At our branches or any ATM in the Cash Group (Deutsche Bank, Postbank, Commerzbank, HypoVereinsbank and many Shell petrol stations)
  • During visits to retailers such as Rewe, Aldi and dm Drogerie
  • Worldwide in more than 60 countries2

1Free of charge for secondary-level school pupils, trainees, third-level students and members of Germany’s Federal Volunteer Programme who are 30 years old or younger, and come from a member state of the European Union.
2In Germany, at all ATMs of the Cash Group (Deutsche Bank, Commerzbank, HypoVereinsbank and Postbank) and at the tills of many Shell petrol stations. You can obtain cash free of charge at our collaboration partners in more than 60 countries. However, the transaction will be subject to a currency conversion fee: Bank of America (United States), Barclays (including Great Britain), BGL (Luxembourg), BNP Paribas (France), Scotiabank (including Canada and Mexico), TEB (Turkey) and Westpac (Australia, New Zealand).
3Tolerated withdrawal, from age 18 presupposing creditworthiness.
4The refund does not apply to taxes, other fees and comparable surcharges or cancellation penalties. The money will be credited to your account by Deutsche Bank approximately six weeks after your trip. The terms and conditions of the travel organiser apply without exception.
5No liability fee will apply to lost cards. No liability if the card and PIN have been used responsibly and the loss has been reported correctly and immediately.
6Overdraft without the promised overdraft facility3 or above this limit.
7Debit card from age 12 regardless of creditworthiness. Credit card from age 18, presupposing creditworthiness.