- At our branches or any ATM in the Cash Group (Deutsche Bank, Postbank, Commerzbank and HypoVereinsbank)
- During visits to retailers such as Rewe, Aldi and dm Drogerie
- Worldwide in more than 30 countries2
Open an online current account and get a 100 euro cash bonus*
The offer is valid from April 1st to May 17, 2026
For school pupils, trainees, students1
Das Junge Konto
- Personal assistance in branches
- Free cash withdrawals in more than 30 countries2
- Deutsche Bank Card (banking card/debit card)
- Apple Pay and Google Pay with the free Deutsche Bank Card Virtual
- Free card payments in euros
- Free account-switching service
Fee: €0.00/Month
Most popular
AktivKonto
- Personal assistance in branches
- Free cash withdrawals in more than 30 countries2
- Deutsche Bank Card (banking card/debit card)
- Apple Pay and Google Pay with the free Deutsche Bank Card Virtual
- Free card payments in euros
- Free account-switching service
- €500 in immediate overdraft protection3
Fee: €6.90/Month
Lots of extras
BestKonto
- Personal assistance in branches
- Free cash withdrawals in more than 30 countries2
- Deutsche Bank Card (banking card/debit card)
- Apple Pay and Google Pay with the free Deutsche Bank Card Virtual
- Free card payments in euros
- Free account-switching service
- €500 in immediate overdraft protection3
- Free paper-based transfers
- Mastercard Gold credit card7 for €0 instead of the usual annual fee of €82 along with health insurance for international travel, including family members accompanying you
- Travel service with a 6% refund4
Fee: €13.90/Month
An overview of your benefits
Withdraw cash
Fee-free cash withdrawals at Cash Group ATMs and worldwide in more than 30 countries2
Mobile payments – contactless
Mobile payment with no additional fees for payments in euros
Modern app
Convenient banking at home or on the go, e.g. with Siri and photo transfer features
Our security guarantee
You are not liable in case of loss or theft of your cards5
A comparison of all account features
Free transfers and standing orders (online/self-service machines)
|
|||
|---|---|---|---|
Paper-based transfers
|
€1.50
|
€1.50
|
€0.00
|
Free direct debit authorisations
|
|||
Real-time transfers
|
|||
Free Deutsche Bank Card (banking card/debit card)
|
- up to two cards -
|
||
Make free payments with the Deutsche Bank Card (denominated in euros)
|
|||
Make payments with the Deutsche Bank Card (foreign currency)
|
1 %, min. €1.50
|
1 %, min. €1.50
|
1 %, min. €1.50
|
Free cash deposits/withdrawals at Deutsche Bank ATMs
|
|||
Free cash withdrawals from the Cash Group
|
|||
Mastercard7
|
Starting at €18 annually
|
Starting at €18 annually
|
€0 (instead of €82), up to two cards
|
Emergency cash of up to €1,500 at 220,000 cash points in 170 countries*
|
—
|
—
|
|
Cash insurance of up to €300 inside and outside Germany*
|
—
|
—
|
|
Borrowing rate overdraft facility3
|
11.35 % p.a.
|
11.35 % p.a.
|
11.35 % p.a.
|
Borrowing rate for tolerated overdrafts6
|
12,80 % p.a.
|
12,80 % p.a.
|
12,80 % p.a.
|
Travel booking service with 6% refund4
|
—
|
—
|
* Learn more under “Bedingungen für Vorteilsleistungen”.
BestKonto features
Travel booking service with 6% cashback
Via www.kontoreiseservice.de or by phone +49 (0) 69 910-10000 (Mo. – Sa. 08.00 am – 10.00 pm). Travel bookings paid with the Deutsche Bank Mastercard Gold or Travel credit card recieve 6% of the net price back5 . For package holidays, flights, hotels and more.
Mastercard Gold credit card7
For 0 euros instead of 82 euros, including international travel health insurance, also for accompanying family members.
Emergency cash and cash insurance
Up tp 1,500 euros at around 220,000 payout locations in 170 countries. Protection up to 300 euros at home or abroad.
Learn more under „Bedingungen für Vorteilsleistungen“ (German).
Open your account in three steps
Fill out the application
Simply select the account which suits you best and complete the application in just 5 minutes.
Simple authentication
Verify your identity via video identification on your computer, tablet or smartphone from 7:00 am to 10:00 pm or via PostIdent.
Instant access to your account
After video identification, you will immediately receive your online banking login details. After your first login, we will guide you step-by-step through setting up your BestSign security procedure, which you need for online banking. Once set up, you can authorize all transactions with BestSign.
Our digital account switching service makes it easy and convenient for you to quickly switch from your old account to your new Deutsche Bank account.
Do you want to open a basic payment account (Basiskonto)?
With our basic payment account (Basiskonto), we offer you a prepaid account model (monthly base fee: 6.90 euros). You receive all the essential functions that enable you to participate in cashless payment transactions, such as transfers, standing orders, and direct debits.
You can open the basic payment account (Basiskonto) directly at one of our branches or use the following application forms. Please send them fully completed and signed by mail. For new customers, identification via the PostIdent procedure is also required.
What you need to know about our accounts
* You can find the terms and conditions here (German only).
1 Free of charge for secondary-level school pupils, trainees, third-level students and members of Germany’s Federal Volunteer Programme who are 30 years old or younger, and come from a member state of the European Union.
2 In Germany, at all ATMs of the Cash Group (Deutsche Bank, Commerzbank, HypoVereinsbank, and Postbank, as well as their subsidiaries). In over 30 countries, you can withdraw cash from our partner banks without additional withdrawal fees; only a currency conversion fee applies: Bank of America (USA), Barclays (Great Britain), BGL (Luxembourg), BNL (Italy), BNP Paribas France including Cash Services ATMs (France), Bank of Nanjing (China), BNP Paribas Antilles-Guyane (Guadeloupe, Martinique, French Guiana), BNP Paribas La Reunion (La Reunion), BNP Paribas Nouvelle Calédonie (New Caledonia), Scotiabank Bahamas Ltd. (Bahamas), Scotiabank Barbados (Barbados), Scotiabank & Trust Cayman Ltd. (Cayman Islands), Scotiabank Trinidad and Tobago Limited (Trinidad and Tobago), Scotiabank Turks & Caicos Ltd. (Turks and Caicos Islands), Scotiabank Chile S.A. (Chile), Scotiabank Perú S.A.A. (Peru), The Bank of Nova Scotia (Canada), The Bank of Nova Scotia (Dominican Republic), The Bank of Nova Scotia Guyana (Guyana), The Bank of Nova Scotia Jamaica Limited (Jamaica), Grupo Financiero Scotiabank Inverlat, S.A. de C.V. (Mexico), TEB (Turkey), UkrSibbank (Ukraine), Westpac (Australia, New Zealand), Westpac Banking Corporation (Papua New Guinea), Westpac Bank - PNG – Limited (Fiji).
3 Tolerated withdrawal, from age 18 presupposing creditworthiness.
4 The refund does not apply to taxes, other fees and comparable surcharges or cancellation penalties. The money will be credited to your account by Deutsche Bank approximately six weeks after your trip. The terms and conditions of the travel organiser apply without exception.
5 No liability fee will apply to lost cards. No liability if the card and PIN have been used responsibly and the loss has been reported correctly and immediately.
6 Overdraft without the promised overdraft facility3 or above this limit.
7 Debit card from age 12 regardless of creditworthiness. Credit card from age 18, presupposing creditworthiness.